Andover Business - Andover Companies
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The Andover Companies consisting of the Merrimack Mutual Fire Insurance Company (founded in 1828), The Cambridge Mutual Fire Insurance Company (founded in 1833), and the Bay State Insurance Company (incorporated in 1955), uses independent agents that operate on a mutual plan where savings resulting from efficient operations is used to decrease costs to member businessess and property owners.
See
"You're in Good Company", Andover Room Pamphlet